Amid increasing conjecture on interest rate decreases in 2025, Bitcoin $100K Fed rate cuts (BTC) have kept momentum close to $100,000. Based on remarks made by Federal Reserve Governor Christopher Waller suggesting further rate cuts should inflation drop, traders have raised their expectations of a more relaxed monetary policy. From the previous 34, market expectations for rate reduction have climbed to 40 basis points, which fuels hope for Bitcoin and the larger crypto market.
Based on the most recent Consumer Price Index (CPI), Bitcoin reacted favourably, demonstrating declining inflation. BTC was forced to momentarily cross the $100K resistance level before steadying around $98K—$100K. Should this positive attitude persist, experts predict BTC will surpass this psychological barrier and create fresh highs in the next months.
XRP’s Growth Amid Bitcoin Surge
Altcoins have also been gathering steam while Bitcoin’s $100K Fed rate cuts stay steady. Reflecting rebuilt investor confidence, XRP increased by 15% over the past 24 hours. If BTC keeps on climbing toward $150,000, analysts believe XRP may follow suit and possibly hit important price targets in 2025.
One main determinant of XRP’s pricing is the continuous Ripple-versus-SEC lawsuit. With the SEC approaching a deadline for a major appeal, legal analysts think the matter might be almost settled. Driven by more institutional usage and better regulatory certainty, XRP may see a significant price rise should Ripple find a positive outcome.
Important Factors Affecting Crypto Values
Rate Policy of the Federal Reserve
The Fed’s upcoming actions are much under observation in the crypto market. Should rate cuts happen earlier than anticipated—perhaps as early as March—this might encourage more liquidity into Bitcoin and other main cryptocurrencies.
Price action of bitcoin
Maintaining optimistic momentum depends on BTC’s holding above $100K. A breakout higher than this might drive BTC to fresh all-time highs, helping the whole crypto market.
Legal Fight of Ripple
A positive outcome in the Ripple case might set off a robust XRP comeback. Institutional investors, whose significant “whale” purchases have lately increased, are already displaying confidence.
Sentiment in general markets
Macroeconomic events still strongly affect crypto’s sensitivity. Any unanticipated inflationary force or change in monetary policy could influence market price movement.
Final Thoughts
The growing likelihood of more Fed rate reductions in 2025 has boosted the crypto market’s optimism. While altcoins like XRP are benefiting from both BTC’s success and favourable legal developments, Bitcoin’s endurance around the $100K mark signals great institutional demand. Should market conditions stay favourable, Bitcoin drop below $100K could overcome its present resistance and cause a wider surge among the key cryptocurrencies.